Choosing a crypto card or a place to earn yield should not mean trusting a marketing page or a Reddit thread. EchoTerminal puts every card and every major lending market in one place, checks them against the issuer's own terms, and shows the numbers that matter for your situation, not the headline rate.
EchoTerminal has two sides. The cards side ranks and reviews crypto debit and prepaid cards on fees, cashback, custody and KYC, with a card finder quiz and analyst-written reviews. The yields side tracks live supply and borrow rates across every major DeFi lending protocol and network, with historical charts, a portfolio calculator and threshold alerts. Everything is free to browse. No wallet, no sign-up.
EchoTerminal is built by two co-founders who spent years working with market data and quantitative research before they started reviewing cards.
Suriyanandan is co-founder of EchoTerminal and a crypto quant analyst. Before EchoTerminal he built trading systems and algorithmic strategies across DeFi and CeFi markets at 2 Cents Capital. He reviews crypto cards the same way he approached trades, turning fee schedules, staking tiers and reward structures into the effective return for a real spending profile.
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Antony Kings is the co-founder of EchoTerminal, where he covers crypto cards and personal finance. With five years of experience in Web3 markets, he helps readers make clearer decisions about how they spend, earn and use crypto in everyday life.
Read full bio →Every card is scored with the same fixed methodology, and every review is written by a named analyst. We check each card line by line against the issuer's own application and pricing pages, and we publish the date we last verified it. Scores are calculated from the terms an issuer documents, not from user ratings, and no commercial relationship changes a card's score or where it ranks.
Read our full editorial and sponsorship policy →EchoTerminal is free because some of the links on the site are affiliate links. If you apply for a card through one of them, the issuer may pay us a commission. In some cases, applying through our link also gets you a bonus or better terms than applying directly; we note this on the card's own page whenever it's current and verified. We also run sponsored placements, which are always labelled as sponsored and kept separate from editorial coverage. None of this affects how a card scores or where it ranks in our reviews.
Questions, corrections or partnership enquiries go to contact@echoterminal.io. We post product updates and rate commentary on X.